United First Financial. AKA U first, MMA

Uploader: Diggin4u
Video Description: Who is U First? Ill show you how to find companies and their rating. United First Financial

Tags for this video: accelerator equity financial first genie MMA mortgage news scam United video
See more videos uploaded by Diggin4u

What do you want to do next ?

Play Casino Games - 10% Cash Bonus, more than 75 great online casino games
Bet on Sports - 10% Cash Bonus, Live Lines Inferno, Comprehensive Betting Advice
Play Backgammon - 20% Cash Bonus, popular $50000 Backgammon Tournaments
Play Internet Poker - 110% Cash Bonus, $175000 Guaranteed Poker Tournaments
Bet on Horses - 10% Cash Bonus, Horse Betting Toolkit, Featured Race of the Week
Play Online Bingo - Free $6 Bonus. Bingo Tourneys, Slots, Video Poker, Keno games

Subscribe to our newsletter - Learn how to make $200 per day playing roulette

Related Videos


MMA EXPOSED Part 1 of 2	United First Financial Money Merge Account Mortgage Accelerator	MMA Accelerated mortgage payoff

Mortgage Payoff News Special!! United 1st Financial	MMA Accelerated Mortgage Pay Off In 8 to 11years News Video	MMA beware: Equity Genie is Here!

Share This Video:

Comments on this video: Show || Hide

Read some comments

I believe the ... ( 7 months ago by giantslalom25)

I believe the numbers are real. But dividing $488 by $26,916 does not give you an interest rate. To get the interest rate, you'd have to divide the $488 by the average daily balance in the HELOC, then multiply by the number of months charged (10), divided by number of months in a year (12). Look at your HELOC statement - what would be a fair average balance? I guessed $7000. I'm probably not off by much.
Your effective HELOC interest rate is around 6% - a pretty attainable mortgage rate.

Scratch part of ... ( 7 months ago by giantslalom25)

Scratch part of that - no multiplication by 10/12 required. In my defense, I have a cold.
That means your effective interest rate is actually $488/~$7000 = ~7%. If you can tell me what your actual average balance was (just get a feel from the statements - no need for a calculator), we can get even closer.
Assuming your mortgage rate is less than 7%, you're not winning on either end of this. You're losing with the fee, and with the HELOC.

OK, the actual calc ... ( 7 months ago by giantslalom25)

OK, the actual calc:
$488.69
/10 (to get the interest for one month)
=$48.87
/$7000 (average daily balance)
* 12 months in a year
=8.38% effective annual HELOC interest rate
Wow. I hope your average daily balance is less than what UFF shows in their examples.

Well...I did do one ... ( 7 months ago by huskerdiamond)

Well...I did do one thing wrong and that was figure out the effective rate of interest on an annual basis...should be closer to 1.68 percent...still pretty damn good.

It's nowhere near ... ( 7 months ago by giantslalom25)

It's nowhere near 1.68%. Explain why it is.
If you'll get me your average daily balance, not to mention the interest rates on your HELOC and mortgage, we can make a fair comparison. From the UFF "15 minute overview" video on their site, the HELOC balance is ~$10K, at its lowest. It's just not smart to carry $10K at a higher rate of interest all month. If you are, the HELOC shuffle can only reduce your effective interest rate a fraction of a percent from the HELOC rate. It's not worth it.

I have been on ... ( 7 months ago by mrsferrer08)

I have been on UFirst MMA for about 3.5 months and I have alway cut my mortgage by $12000. Yes in 3.5 months. in all of 2007 I didn't even pay $3000 to my principle. so I am very happy with it. the truth is that I will have never done it without the mma. Sadly people are just not that discipline. So if you think you can do it on you own, go for it. Ask youself how you have actually sent extra to your mortgage 3 months from today and most of you would have done nothing. that the truth.

I've been on this ... ( 6 months ago by turkeysdad)

I've been on this for a year and everything that they do is legit. It is not a scam.

I am an agent for ... ( 6 months ago by tanyab2816)

I am an agent for U1st. I was skeptical at first because the program does seem to good to be true...but it's not. It's math! This program is saving people's homes. I have just returned from our National Convention and the newest version of our software is going to be able to help even more people. There will always be skeptics, but I think of it this way. What if you were able to get in on the ground level with Microsoft or Mcdonald's? Something to think about...

Hey nice job ! good ... ( 6 months ago by DAILYCASH411)

Hey nice job ! good info

You seem to be a ... ( 5 months ago by jizzmonger)

You seem to be a Shill for the maker of this video or perhaps you are the maker of the video pretending to be someone else?

Thanks for you help ... ( 5 months ago by edspringer2)

Thanks for you help. There seems to be alot of these programs out there. Could you do a video on the "Equity Genie" and "Smart Equity". Thanks.

Thank you. Very ... ( 5 months ago by healthinthejungle)

Thank you. Very good work.

There are many ... ( 4 months ago by cougrrr8)

There are many scams out there this helps give objective information Only deficit I would like addressed is the cost of each program. Thanks for all the work. To answer your question YES I would like an analysis of Equity Genie et al.

I wonder if I could ... ( 4 months ago by mepipeline)

I wonder if I could use my savings since
I am already retired with only fixed income
and some assets accumolated.
Hey, Mr. Diggin4u, keep up the good work but,
are you working for United First Financial??
If not, they would love to hire you.

HI, kYLE,AKA, ... ( 4 months ago by mepipeline)

HI, kYLE,AKA, DIGGIN4U,
PLEASE, INVESTIGATE EQUITY GINIE FOR YOUR AUDIENCE. YOU DO A VERY GOOD JOB. THANK YOU.

thank you for this ... ( 4 months ago by gjs455)

thank you for this video

Nice video. I have ... ( 3 months ago by mortgageaccel101)

Nice video. I have done some research also. This summer I found over a dozen other companies that offer a similar service as UFF. And more companies are appearing on the internet everyday. They range in price from $200 to $3500. Each takes a different approach in marketing the product and what they have to offer.

Excellent video! ... ( 2 months ago by FinancialLeader)

Excellent video! And an excellent company indeed! The cost for the program does not have to come out of your savings. When you look into this service further, you will see see how you can do this without any out of pocket expense. And, more importantly, the cost is an investment and like all GOOD investments, the thousands of dollars in return is what makes this product awesome! I urge you all to get an Agent...today! The only thing you have to lose is your money!

"The only thing you ... ( 2 months ago by itscraighansen)

"The only thing you have to lose is your money!"
Thanks. That's what I've been saying about UFirst all along.

Speaking of " ... ( 1 month ago by itscraighansen)

Speaking of "digging", the master list of UFirst agents has been released. There are almost 60,000 agents. By agent estimates, there have been 120,000 MMAs sold.
For anyone thinking of selling the MMA, ponder those numbers for a bit. New agents only keep $450 of the $2500 total commission. The balance goes to the uplines in the pyramid. The vast majority of agents aren't making any decent money at this, but the few people at the top are getting rich.
There's some "digging" for you.

You are partly ... ( 1 month ago by oglethemogul)

You are partly correct; a new agent completes two training sales where they split the commission 50/50 with their training supervisor. The first commission will be $450, the next typically $500, and then their first full sale $1000 and up from there. Compared to the amount of rigamarole involved in closing mortgage loans these days, helping clients get out debt with the Money Merge Account system is a nice commission.

Exactly. But ... ( 1 month ago by itscraighansen)

Exactly. But remember, to get to $1000 (still only 40% of the total commission paid) you need 2 sales.
By the numbers, *most* agents have not made 2 sales.
There are also costs associated with being a UFF agent. Just becoming an agent and getting a UFF-branded website will wipe out the first commission.
Even if you somehow convince people to buy the MMA, you haven't helped them. It is faster, easier, safer, and cheaper to accelerate your mortgage without the MMA.

It costs $175 to ... ( 1 month ago by oglethemogul)

It costs $175 to become a registered agent. By comparison, it costed me about $1500 to get my real estate license, and $500 for my loan officer license. Many people get burnt out by the negativity they receive when approaching people about this product. That's why they don't make it past 2 sales. As far as accelerating your mortgage (Version 4.1 handles ALL debt) faster and easier without the MMA, I am all ears.

Sounds good to me, ... ( 1 month ago by mountainsoloist)

Sounds good to me, help people get out of debt by selling them a $3500 computer program. I hope they take plastic.

Tell a friend:

URL
Embed Code